Banks close neighborhood outlets and raise prices for branch-delivered services
Even before Dodd-Frank rules, the costs were significant
How a localized flood may result in fewer loans to a far-off community
Lenders financed expansion in some markets, offsetting problems in others
Researchers’ model could quantify the risks in the growing movement to ease up on Dodd-Frank regulations
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk
System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business
Though defaults are low, rates on credit card loan-backed notes are high
A review of academic research finds the path to saving more and spending less often involves emotional prompts
Small firms in Peru shop nationwide for cheap credit, but loyalty runs two ways
An unusual data trove from Greece’s economic collapse reveals the practice
Those who keep finances separate are likelier to split up, be less satisfied with their relationship
Sebastian Edwards finds Keynes’ public take-down of Roosevelt’s gold policies still relevant today
When they’re forced to pay up for deposits, it’s a bad sign for area’s economy
A study finds unexpected impact when a disruptive player enters market
Known as collateralized loan obligations, their aim is actually to reduce risk