John W. Payne
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4 Articles
![Two people smiling](https://anderson-review.ucla.edu/wp-content/uploads/2020/07/AR-decumulation-decisions-hero-760x570.jpg)
Helping People Make Wise Decisions for Retirement Income
Nudges, long aimed at saving behavior, are needed for people converting a nest egg into income
![Illustration of a man weighing two balances](https://anderson-review.ucla.edu/wp-content/uploads/2020/07/AR-annuities-fairness-hero-760x570.jpg)
Behind the Annuity Conundrum: The Belief They’re Unfair
Researchers find little commonality among haters of the difficult-to-sell retirement products, except when discussing fairness
![Illustration of US dollars stacked](https://anderson-review.ucla.edu/wp-content/uploads/2020/01/AR-Annuities-hero-760x570.jpg)
Are Americans Really Annuity-Averse? Clear Thinking on Retirement Income
A monthly check, not just a pile of cash: Studies demystify the instruments too few are using
![Broken piggy bank full of coins](https://anderson-review.ucla.edu/wp-content/uploads/2020/07/AR-decumulation-hero-760x570.jpg)
Save, Save, Save, but Then What? Financial Structure and Spending in Retirement
Innumerable nudges help savings accumulation; now researchers turn to decumulation