Libing Fang
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Nanjing University, School of Management and Engineering, Associate Professor
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![Three arrows that get progressively bigger that each have part of the Chinese yuan in them.](https://anderson-review.ucla.edu/wp-content/uploads/2023/10/AR-thumb-fintech-banks.jpg)
Can Banks, Disrupted by Fintech, Adopt New Habits, Too?
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk