Offering higher deposit rates lessens emphasis on loans of fixed rate and longer maturity
System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business
Tax policy change triggers an incentive for lenders to be more aggressive
Their level of technology and services makes up for it; it’s vice versa with little banks
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk
When they’re forced to pay up for deposits, it’s a bad sign for area’s economy
Banks close neighborhood outlets and raise prices for branch-delivered services
Known as collateralized loan obligations, their aim is actually to reduce risk
How a localized flood may result in fewer loans to a far-off community
An unusual data trove from Greece’s economic collapse reveals the practice
Syndicate voting rules reflect varying levels of trust and familiarity
Lenders financed expansion in some markets, offsetting problems in others
Even before Dodd-Frank rules, the costs were significant
Small firms in Peru shop nationwide for cheap credit, but loyalty runs two ways
Some lenders’ balance sheets are less affected by a rising federal funds rate
Though defaults are low, rates on credit card loan-backed notes are high