With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness
A study finds unexpected impact when a disruptive player enters market
Federal loan modification program led borrowers to default
Researchers developed an index that warns earlier than others about approaching home loan problems
Stuart Gabriel’s research shows how a vibrant economic hub loses essential residents
Rigid adherence to scoring systems can reduce consumer spending when it’s most needed
Though defaults are low, rates on credit card loan-backed notes are high
An unusual data trove from Greece’s economic collapse reveals the practice
Offering higher deposit rates lessens emphasis on loans of fixed rate and longer maturity