Topic: Home Mortgages

Title (A-Z) Title (Z-A) Latest Oldest
Aerial view of a neighborhood Research Brief / Housing

Fed Policy Helped Distressed Homeowners But Wasn’t a Cure-All

Modifications curtailed foreclosures during 2008-09 crisis, but borrowers remained at high risk of delinquency

Banner for Some Homeowners Put Off Sale When Told of Likely Rise in Market Feature / Economics

Some Homeowners Put Off Sale When Told of Likely Rise in Market

Investors who don’t occupy a home are likelier to delay for top dollar

Suburban neighborhood under construction Research Brief / Real Estate

Quantitative Easing Kept the Foreclosure Crisis from Being Even Worse

The Fed’s gambit didn’t trigger a home-price recovery, but research shows it reduced subprime foreclosure risk

Illustration of a man and woman pushing grocery carts with equations and clouds as a background Research Brief / Home Mortgages

Mortgage Prepayments: Factors beyond Interest Rate Movements

A model estimates the impact of economic variables on the pricing of prepayment risk

Bird's eye view of a suburb Research Brief / Housing

The Housing Meltdown Would Have Been Far Worse Without California’s Anti-Foreclosure Laws

Restraining lenders saved hundreds of billions in home value

Home with an auction sign on the lawn Research Brief / Home Mortgages

Some Homeowners Pay Their Underwater Mortgages Until the Government Offers a Better Option

Federal loan modification program led borrowers to default

Payday Loan office facade Research Brief / Debt

Sensitivity to Debt Type Predicts Financial Health

Research reveals that those wary of payday loans tend to manage their finances better

Stack of papers in folders Research Brief / Home Mortgages

Clues to the Market When Mortgage Originators Delay Securitization

With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness