Assistant Professor of Finance
Jinyuan Zhang’s expertise lies in the area of financial intermediation, encompassing banking, pension funds and mutual funds. She joined the UCLA Anderson School of Management as an assistant professor of finance in 2021. She studies the micro implications of macro policies. Her recent research shows that households reallocate savings between bank deposits and stocks in response to large state public pension deficits, and such reallocations affect local bank lending, business establishments and employment.
Banks close neighborhood outlets and raise prices for branch-delivered services