Carla Fried

Writer

About

Carla Fried is a freelance journalist who specializes in personal finance, with a keen interest in how behavioral issues impact consumer decisions. Her writing has appeared in the New York Times, Money magazine, Barron’s, Bloomberg, CNBC and Consumer Reports.

Vector logo of a clock flowing into dollar symbol Research Brief / Retail

Expedited Delivery Is Widely Offered, But Might It Damage Brand Loyalty?

A surcharge for speediness is regarded as a profit grab, while a discount for slowness seems somehow more fair

Rear view of students attentively listening to male teacher in the classroom who is standing in front of a whiteboard with a math problem written on it. Research Brief / Nudges

Nudging Teachers, in a Large Field Study, Marginally Boosted Student Math Performance

Fifteen nudges tried out across 140,000 teachers and some 3 million students

A closed bank with a red closed sign over it all blurred Research Brief / Banking

Rise of Nonbank Lenders Undermines Community Reinvestment Act Effectiveness

Traditional banks pull out of lower- and median-income neighborhoods the federal program aims to help

Steve Carrell playing Michael Scott on "The Office." Research Brief / Gender

Being Passionate About Your Job Works … If You’re a Man

When being evaluated for ‘high potential’ programs, men are rewarded for showing emotion — women are penalized

Grandmother and granddaughter women double exposure image. Research Brief / Wealth

Wealth Building Behavioral Trait Holds Up in Large-Scale Study

Feeling connected to — not estranged from — our older self is associated with savings and other helpful present-day behaviors

A line of 13 members of a family lined up to the mother at Ellis Island Research Brief / Globalization

Big Families — and Overall Population Growth — Lead People to Emigrate

Europe’s Great Migration to North America, 1850-1920, offers lessons for today’s immigration patterns

A cotton field in India. Research Brief / Economics

Locally, the Extent of British Rule in India Still Holds Back Economic Opportunity

Areas under direct rule lost the components of human capital

An aerial view of homes which burned in the Eaton Fire on January 21, 2025 in Altadena, California. Research Brief / Global Warming

LA Residents Exposed to Wildfire Smoke Face Heightened Health and Financial Risk

Far from burn zones, especially for renters and those with iffy credit, money troubles follow fires

Research Brief / Banking

A Quiet Expansion of Deposit Insurance Could Disrupt U.S. Banking

Seen as a backstop to small- and midsized banks, the program, allowing insurance in multiples of $250,000, alters banking’s risk calculus

A sunny afternoon traffic jam in Chengdu, China. Research Brief / Government

Chinese Citizens, Given Voice in Local Budgeting, Are More Satisfied With Country’s Regime — and Want More From It

Taste of democracy engenders the opposite of cynicism

Hand holding up a full house featuring three 7's and two kings. Research Brief / Investing

Why Would a Hedge Fund Manager Reveal Stock Positions?

A model suggests that the data might lead index funds to target those same stocks in oversight of corporate management

Search results of three different types of pink slippers Research Brief / Consumer Behavior

As Few as Three Options Can Be Too Many for Online Shoppers 

A large field experiment suggests two items is the sweet spot for converting motivated lookers into buyers

A list of CD interest rates Research Brief / Banking

CD Withdrawal Penalties: Often More Than Worth the Risk

Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal

An illustration if how the Future You chatbot works. Research Brief / Nudges

Young Adults, With an AI Bot, Chat With Their 60-Year-Old Selves

Research progresses on forging closer bonds with our future selves, encouraging behavior helpful to later lives