Carla Fried

Writer

About

Carla Fried is a freelance journalist who specializes in personal finance, with a keen interest in how behavioral issues impact consumer decisions. Her writing has appeared in the New York Times, Money magazine, Barron’s, Bloomberg, CNBC and Consumer Reports.

A list of CD interest rates Research Brief / Banking

CD Withdrawal Penalties: Often More Than Worth the Risk

Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal

An illustration if how the Future You chatbot works. Research Brief / Nudges

Young Adults, With an AI Bot, Chat With Their 60-Year-Old Selves

Research progresses on forging closer bonds with our future selves, encouraging behavior helpful to later lives

Personal perspective view of a female doctor talking with a patient Research Brief / Nudges

A Psychological Approach to Helping Doctors Do Better at Doing No Harm

Behavioral nudges reduced doctors' overprescribing and overtesting of older patients

Semantic segmentation of cars on a road. Research Brief / Technology

AI’s Somewhat Hidden Secret: Invisible Human Workers

How 934 workers around the globe regard their labor; it doesn’t have to be this way

A color illustration of the top of the U.S. Capitol building with a crack down the center. Research Brief / Bias

Winning Buoys One’s Perception of Democracy, But Even Some Losers Appreciate the Process

Insurrection at U.S. Capitol led some Trump voters to surprising assessment

Modern woman on her way to take the train. Super commuting lifestyle. Research Brief / Nudges

Future-self Nudge Works Even Better in Reverse

Starting with your future self and looking back to your current self increases likelihood of saving

Real estate growth illustration with arrows going up. Research Question / Pricing

Pricing Algorithms Are Widely Used. Are They Legal?

A review of research comes as AI promises to turbocharge the tools and regulators allege they promote price-fixing

Two columns of three different menu price plans for internet services. Research Brief / Nudges

A Common Marketing Nudge Can Foster Consumer Distrust

Placing an inferior ‘decoy’ option in a menu of choices can trigger people to take their business elsewhere

Piggy bank over orange background Research Brief / Finance

Oversight of Borrowed Money Creates Animosity

Friends lending to friends, taxpayers bailing out businesses feel it’s still their money and have opinions on how it’s spent

Aerial view of Chicago from the south. Research Brief / Wealth Inequality

Segregation Compounds the Effects of Poverty

In Northern cities, railroad tracks that defined Black neighborhoods remain boundaries against economic mobility

Research Brief / Wealth Inequality

In Pleas to Remedy Economic Inequality, Babies’ Faces Outperform Adults’

It’s harder to hold an infant responsible for being poor

An empty two-lane highway under a cloud-filled sky at either dusk or dawn. Research Brief / Time Management

Thinking in Days, Weeks, Years — Rather Than Minutes — Can Bring Contentment

A broader view of one’s time also changes how one spends it

Black and white image of train tracks Research Brief / Banking

How Banking’s Bifurcated Deposit Approach Is Altering Lending — and Risk

Offering higher deposit rates lessens emphasis on loans of fixed rate and longer maturity

Vintage desktop calendar isolated on a white background. Research Brief / Bond Market

Unintended Consequence of Stale Corporate Bond Fund Prices Amid Fed Tightening

In wild markets, do the most dated prices actually reduce redemptions?