Content Type: Research Brief
Local-Level Mortgage Lending: How Competition Pushes Rates Higher, Not Lower
A study finds unexpected impact when a disruptive player enters market
Local Banks Provide an Early Warning System on Recessions
When they’re forced to pay up for deposits, it’s a bad sign for area’s economy
Loan Pool Covenants, Meant to Contain Risk, Can Instead Spread It
Forced sale of assets could stretch illiquidity across industries
Link Between Unvaccinated Staff and Nursing Home Deaths
Higher morbidity found where fewer staffers are vaccinated against COVID-19
Like Checking the Weather: Air-Quality App Charts Local Pollution
Information helps users decide when, and whether, to venture outside or exercise
Lies, Damned Lies and Statistics — and Data Visualization
How we interpret time-series data is dependent on the designer’s chosen format
Less Leveraged Than the Competition: Ready to Snag Distressed Assets in a Recession
When bad times hit, highly indebted companies often have to sell operations and equipment at fire-sale prices
Lending to Startups: Not as Risky as You’d Think
Entrepreneurs borrow between equity funding rounds with a strong record of repaying debts
Leadership Matters: Countries Suffered Under Poor Quality Monarchs
Measuring inbreeding allows study to isolate rulers from circumstances
Largest Firms’ Stock Gains Skew Big Picture on Worker-Owner Income Division
Wage earners get larger (relative) share at smaller companies, not at giants like Apple, Alphabet and Amazon
Lack of Urgency Can Undermine a Popular Behavioral Nudge
Encouraging pre-commitment to a future behavior helps people do hard things — but it can backfire
Kids Who Moved from Public Housing More Likely to Vote as Adults
Demolition of Chicago projects dispersed thousands to other areas
Kidney Transplant Outcomes Suffer at Clinics That Add Liver Transplants
Younger-patient mortality rate nearly triples, 20 years of data indicate
Keynes vs. FDR: Lessons from the Great Recession
Sebastian Edwards finds Keynes’ public take-down of Roosevelt’s gold policies still relevant today
Joint Bank Accounts Make for Happier Couples
Those who keep finances separate are likelier to split up, be less satisfied with their relationship
It’s OK if the Boss Earns More, but a Problem When Co-Workers Do
Study of a large corporation explores how salary comparisons affect employee behavior