System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk
Researchers’ model could quantify the risks in the growing movement to ease up on Dodd-Frank regulations
Lenders financed expansion in some markets, offsetting problems in others
How a localized flood may result in fewer loans to a far-off community
Even before Dodd-Frank rules, the costs were significant
Banks close neighborhood outlets and raise prices for branch-delivered services