Erica Xuewei Jiang

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USC Marshall School of Business, Assistant Professor of Finance and Business Economics

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2 Articles

A closed bank with a red closed sign over it all blurred Research Brief / Banking

Rise of Nonbank Lenders Undermines Community Reinvestment Act Effectiveness

Traditional banks pull out of lower- and median-income neighborhoods the federal program aims to help

An older man fills out forms in front of a bank teller while an older woman on the right talks to a bank teller. Research Brief / Banking

Mobile Banking, a Boon to Many, Disadvantages Those Who Bank at Branches

Banks close neighborhood outlets and raise prices for branch-delivered services