Erica Xuewei Jiang
Assistant Professor of Finance
About
Erica Xuewei Jiang studies how competition, technology and policy shape financial intermediation and, ultimately, who is served by finance, on what terms and at what risk. She uses novel, granular microdata and both structural and reduced-form methods to quantify competition and interconnectedness between banks and nonbanks. Jiang explores technology’s effects on market structure and the incentives behind risk taking, tracing their consequences for the real economy.
Topics
3 Articles
Should Property Taxes Be a Bigger Consideration When Choosing Where to Live?
After some math, a $1 million home in a low-tax state could get you $1 million extra in retirement savings
Rise of Nonbank Lenders Undermines Community Reinvestment Act Effectiveness
Traditional banks pull out of lower- and median-income neighborhoods the federal program aims to help
Mobile Banking, a Boon to Many, Disadvantages Those Who Bank at Branches
Banks close neighborhood outlets and raise prices for branch-delivered services