Topic: Home Mortgages

Title (A-Z) Title (Z-A) Latest Oldest
Stack of papers in folders Research Brief / Home Mortgages

Clues to the Market When Mortgage Originators Delay Securitization

With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness

Aerial view of a neighborhood Research Brief / Housing

Fed Policy Helped Distressed Homeowners But Wasn’t a Cure-All

Modifications curtailed foreclosures during 2008-09 crisis, but borrowers remained at high risk of delinquency

Illustration of a man and woman pushing grocery carts with equations and clouds as a background Research Brief / Home Mortgages

Mortgage Prepayments: Factors beyond Interest Rate Movements

A model estimates the impact of economic variables on the pricing of prepayment risk

Suburban neighborhood under construction Research Brief / Real Estate

Quantitative Easing Kept the Foreclosure Crisis from Being Even Worse

The Fed’s gambit didn’t trigger a home-price recovery, but research shows it reduced subprime foreclosure risk

Payday Loan office facade Research Brief / Debt

Sensitivity to Debt Type Predicts Financial Health

Research reveals that those wary of payday loans tend to manage their finances better

Home with an auction sign on the lawn Research Brief / Home Mortgages

Some Homeowners Pay Their Underwater Mortgages Until the Government Offers a Better Option

Federal loan modification program led borrowers to default

Banner for Some Homeowners Put Off Sale When Told of Likely Rise in Market Feature / Economics

Some Homeowners Put Off Sale When Told of Likely Rise in Market

Investors who don’t occupy a home are likelier to delay for top dollar

Bird's eye view of a suburb Research Brief / Housing

The Housing Meltdown Would Have Been Far Worse Without California’s Anti-Foreclosure Laws

Restraining lenders saved hundreds of billions in home value