Topic: Personal Finance
Good Information Alone Won’t Drive Financial Well-Being
A review of academic research finds the path to saving more and spending less often involves emotional prompts
Helping People Make Wise Decisions for Retirement Income
Nudges, long aimed at saving behavior, are needed for people converting a nest egg into income
How Our Collective Struggle With Self-Control Shapes Stock Prices
Overspending rises in times of stress and that affects investment decisions
How Will You Spend Your IPO Windfall?
“Uh, I already bought a house”: Tech workers spend ahead of actual stock sales
Ignorance — About One’s Investments, Anyway — Isn’t Always Bliss
Valentin Haddad’s research looks at the phenomenon of “information aversion,” when individual investors stop tracking their portfolios for fear of bad news
Joint Bank Accounts Make for Happier Couples
Those who keep finances separate are likelier to split up, be less satisfied with their relationship
Maximizing Retirement Savings: More Nudging Required
Tweaking 401(k) website design and language can significantly boost worker contributions, yet HR doesn’t always see these opportunities
Momentum Investing: It Works, But Why?
After a quarter century of sprawling study, it’s time to narrow the focus and settle on an explanation
New Appreciation for a Classic Stock Market Gauge
The relationship between short- and longer-term moving averages has strong predictive power for share price returns
One Data Set That Warns Against Margin Trading
As a group, Chinese futures traders more likely to suffer margin call than to profit
Overcoming Obstacles to Taking Better Care of Your Future Self
Hal Hershfield’s book offers research-backed methods to build a healthier, happier, more financially secure life
Oversight of Borrowed Money Creates Animosity
Friends lending to friends, taxpayers bailing out businesses feel it’s still their money and have opinions on how it’s spent
Political Football: Inclusion of ESG Funds in 401(k)s
In nation accustomed to litigation, availability of funds has varied by U.S. Circuit Court boundary
Rethinking Buy-and-Hold Investing
The case for using rising market volatility as a signal to pare back on stocks — does higher risk always mean higher return?
Rising Rents Force Families to Curtail Spending on Food and Health Care
Cost burdens affect half of U.S. households that rent, as housing shortage worsens
Sensitivity to Debt Type Predicts Financial Health
Research reveals that those wary of payday loans tend to manage their finances better