CD Withdrawal Penalties: Often More Than Worth the Risk
Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal
Banks Rent Out Their Balance Sheets — So Derivatives Cost More
Even before Dodd-Frank rules, the costs were significant
When Exchange Rates Move, U.S. Companies Feel It — Even More Than Previously Thought
Firm-specific export data enables researchers to potentially solve a puzzle in economics
Dividing Patients Between Telehealth, In-Office Primary Care and Referral to Specialists
Getting the mix right is the goal of a Medicare pilot, which itself could use substantial improvement
Thinking in Days, Weeks, Years — Rather Than Minutes — Can Bring Contentment
A broader view of one’s time also changes how one spends it
Machine Learning Can Help Reduce Post-Surgical Hospital Readmissions
A model outperformed simpler statistical approaches in predicting which patients would encounter trouble
Schooling Alongside Minorities Reduces White Students’ Tendency to Vote Republican
One system’s end to busing offers data on integration’s impact on future partisanship
Kidney Transplant Outcomes Suffer at Clinics That Add Liver Transplants
Younger-patient mortality rate nearly triples, 20 years of data indicate
Private Equity Boosts Nursing Home Staffing — When Compelled by Competition
But in uncompetitive markets, the financial owners cut staff
World Economy 9.6% Bigger Without Investment Barriers
In a model, cultural differences matter as much as geography, institutional distinctions or capital constraints
Medicare Ratings Didn’t Predict Nursing Homes’ Initial COVID-19 Vulnerability
Rate of spread in the surrounding community was a bigger indicator of risk
Go Ahead, You Decide How Much Wealth Should Be Redistributed
Can modern decision theory, paired with a half-century-old thought experiment, help make a more just society?
Maximizing Retirement Savings: More Nudging Required
Tweaking 401(k) website design and language can significantly boost worker contributions, yet HR doesn’t always see these opportunities
Does Spending Mean You’re Wealthy?
To many, yes, and that belief leads to lower levels of financial well-being
Boring Tasks We Abandon Too Soon: a Method to Finish the Job
Pairing the mundane — hand washing, teeth brushing — with more engaging activities
A Different Way to Evaluate Private Equity Performance
An approach tailored to investor risk appetite and more comparable to stocks