A Quiet Expansion of Deposit Insurance Could Disrupt U.S. Banking
Seen as a backstop to small- and midsized banks, the program, allowing insurance in multiples of $250,000, alters banking’s risk calculus
Rethinking Buy-and-Hold Investing
The case for using rising market volatility as a signal to pare back on stocks — does higher risk always mean higher return?
How Tech’s Disruption Alters Investors’ Appetite for Risk
New technology’s upending of the old creates demand for alternative assets to offset risk
CEOs Risk Alienating Customers with High-Profile Activism
Taking a stand on controversial issues can hurt sales, but the effect is brief
Cashless Payments: Faster Transactions, Easier Borrowing and Increased Household Income
System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business
Perceived Gender Equity: How 2016’s Election Widened a Gap
How vote outcomes affect feelings about society
Two Tech Giants — and Two Very Different Acquisition Strategies
Alphabet’s M&A feeds its core business; Amazon’s more likely to push into new areas
The Relative Well-Being of Generations: An Explanation for Falling Interest Rates?
Doing worse than mom and dad is a drag on the entire economy
The Deterrent Effect of Ignition Interlock Devices — Before They’re Even Installed
Adding a car breathalyzer to existing penalties could substantially discourage drunken driving
Segregation Compounds the Effects of Poverty
In Northern cities, railroad tracks that defined Black neighborhoods remain boundaries against economic mobility
What Happens to Pesos When Dollars Go Digital?
As major central banks adopt digital currency, emerging countries will feel mixed effects
Fed Policy Helped Distressed Homeowners But Wasn’t a Cure-All
Modifications curtailed foreclosures during 2008-09 crisis, but borrowers remained at high risk of delinquency
Amid Unfounded ‘Hurricane Skepticism,’ Trump Voters Were Less Likely to Evacuate
Only after a Rush Limbaugh broadcast did evacuation rates diverge politically
How Uber Could Avoid That Notorious $362.57 Fare
A mathematical model analyzes incentives underlying surge-pricing schemes
Public Disclosure of Drug Company Gifts: High-Prescribing Physicians Unaffected
The average doctor, following sunshine laws, writes fewer Rx’s for marketed medicines