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Earnings statement Research Brief / Wealth Inequality

Largest Firms’ Stock Gains Skew Big Picture on Worker-Owner Income Division

Wage earners get larger (relative) share at smaller companies, not at giants like Apple, Alphabet and Amazon

Bird's eye view of a building complex Research Brief / Health Care

Can Contracts Optimize Both Health Care and Clinician Pay?

Accountable care organizations can levy penalties against specialists for poor patient outcomes

A city full of smog Research Brief / Stock Returns

Your Chinese Supplier Pollutes – It Dents Your Stock Price?

The market penalizes customers' shares more than those of the polluter

Broken piggy bank full of coins Feature / Retirement

Save, Save, Save, but Then What? Financial Structure and Spending in Retirement

Innumerable nudges help savings accumulation; now researchers turn to decumulation

Stack of papers in folders Research Brief / Home Mortgages

Clues to the Market When Mortgage Originators Delay Securitization

With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness

Person with head buried in their hand Research Brief / Accounting

Snarky Co-Workers Can Ruin Morale, Even When the Boss Is Supportive

Malignant personalities loom large in workplace happiness and a supervisor’s positive tone carries only so far

Shelf of food and television Research Brief / Consumer Behavior

Examining the Difference Between Quality and Taste in Consumer Preferences

Laptops and TVs are based on quality, fast food and soda on taste; but some buyers defy these models, and it’s an opportunity for marketers

Workers stretching at their desk Research Brief / Workplace

Do Corporate Wellness Programs Boost Worker Productivity?

Industrial laundry gains 4% output; better health and better feelings toward employer could account for increase

Illustration balance of risk and reward on a scale Research Brief / Stock Returns

The Strange Case of the Missing Stock Market Return

Investors in leveraged companies take on extra risk, but research indicates they see no offsetting return

Silhouette of biker near a power plant with smoke stack Research Brief / Sustainability

Household Energy Conservation: Appeal to Cost Savings or Environmental and Health Impacts?

Money-saving messages lose impact over time, while worry about dangerous pollution helps consumers show discipline

Illustration of US dollars stacked Feature / Retirement Planning

Are Americans Really Annuity-Averse? Clear Thinking on Retirement Income

A monthly check, not just a pile of cash: Studies demystify the instruments too few are using

Payday Loan office facade Research Brief / Debt

Sensitivity to Debt Type Predicts Financial Health

Research reveals that those wary of payday loans tend to manage their finances better

International students with Chinese and French flags Research Brief / Education

Cultures That Delay Gratification: Their Immigrants to the U.S. Excel in School

The benefit to students increases over time

Cars parked the side of a street Research Brief / Ride-Sharing Services

Uber-Like Services: Variable Driver-Company Revenue Split Improves Profit

A second lever, after "surge" pricing, adjusts the supply of drivers

Screen grab of bank website Research Brief / Mortgage Lending

Local-Level Mortgage Lending: How Competition Pushes Rates Higher, Not Lower

A study finds unexpected impact when a disruptive player enters market

Monochrome photo of soldiers marching Research Brief / Cultural History

Bowling for Fascism: Exploring the Dark Side of Social Capital

In pre-World War II Germany, sports clubs became a vehicle to spread Nazism