Area: Finance

An angled photo of brick building storefronts Research Brief / Entrepreneurship

Borrowings Suggest Small Company Owners Face Higher Risk

Analysis uses business credit card loans to gauge market perception

Road marking - One Way with snow Research Brief / Investing

Bringing a Sharper Focus to the Study of the Decline of Investment Diversification

Research measures the impact of global economic factors on returns

FDIC logo on a window Research Brief / Banking

Calculating a Value for the Government Support Banks Enjoy

Researchers’ model could quantify the risks in the growing movement to ease up on Dodd-Frank regulations

Three arrows that get progressively bigger that each have part of the Chinese yuan in them. Research Brief / Banking

Can Banks, Disrupted by Fintech, Adopt New Habits, Too?

In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk

A mobile phone showing cashless payments Research Brief / Personal Finance

Cashless Payments: Faster Transactions, Easier Borrowing and Increased Household Income

System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business

Women in front of a stock ticker board Research Brief / Trading

Chinese Investors Learn about Derivatives the Hard Way

An analysis of warrant trading reveals individuals’ poor grasp of complex securities

Stack of papers in folders Research Brief / Home Mortgages

Clues to the Market When Mortgage Originators Delay Securitization

With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness

Overview of a downtown city scape Research Brief / Unemployment

Consumer Spending and Jobless Data: a Peculiar Threshold

A 12-month high in local unemployment triggers savings behavior

City landscape at dusk Research Brief / Housing

Could Costly Housing Bring Down Superstar Cities?

Stuart Gabriel’s research shows how a vibrant economic hub loses essential residents

Blurred image of people walking through a building Research Brief / Economics

Could Tech Giants Be Making Our Economy Less Innovative?

With a business model built on fewer employees, their dominance saps dynamism.

A smiling person leans out of their window Research Brief / COVID-19

COVID-19-Induced Eviction Moratoria Reduced Hunger and Anxiety

Housing guaranteed, rent payments went toward food

Illustration of a person pulling a line chart Research Brief / Consumer Lending

Credit Scores, Used to Predict Repayment, Can Restrain Economic Recovery

Rigid adherence to scoring systems can reduce consumer spending when it’s most needed

Research Brief / Supply Chain

Dealers Might Not Profit from Soaring Used-Car Prices

Lenders and private-party sellers constrain a seeming windfall

Elderly couple looking through paperwork and receipts Research Brief / Banking

Did Bank Capital Rules Make Credit Card Borrowing More Expensive?

Though defaults are low, rates on credit card loan-backed notes are high

Illustration of an employee working with their boss sitting next to them Research Brief / Compensation

Employee or Capitalist? Equity Compensation Merges the Two

Labor’s losses to capital, much studied, aren’t quite as grim when stock and options are tabulated

A residential street with houses on each side of the street, Research Brief / Real Estate

Equity-Rich Homeowners Overpay for Their Next House

Less diligent as shoppers, such buyers help drive up home prices