Modifications curtailed foreclosures during 2008-09 crisis, but borrowers remained at high risk of delinquency
Less diligent as shoppers, such buyers help drive up home prices
Labor’s losses to capital, much studied, aren’t quite as grim when stock and options are tabulated
Though defaults are low, rates on credit card loan-backed notes are high
Lenders and private-party sellers constrain a seeming windfall
Rigid adherence to scoring systems can reduce consumer spending when it’s most needed
Housing guaranteed, rent payments went toward food
With a business model built on fewer employees, their dominance saps dynamism.
Stuart Gabriel’s research shows how a vibrant economic hub loses essential residents
A 12-month high in local unemployment triggers savings behavior
With high-quality borrowers hard to judge from afar, Alt-A market offers quiet signal on creditworthiness
An analysis of warrant trading reveals individuals’ poor grasp of complex securities
System provides digital record of payments for India’s vast self-employed ranks, satisfying lenders, and raising the likelihood of starting a business
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk
Researchers’ model could quantify the risks in the growing movement to ease up on Dodd-Frank regulations
Research measures the impact of global economic factors on returns