CD Withdrawal Penalties: Often More Than Worth the Risk
Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal
Consumers Habitually Seek the Middle Ground
Unpublished research shows avoiding the extremes is a common approach marketers need to address
Racial Minority Hosts on Airbnb Profit Less, Have Fewer Customers than White Hosts
It’s worse in conservative neighborhoods and good reviews don’t help enough
Quantitative Easing Kept the Foreclosure Crisis from Being Even Worse
The Fed’s gambit didn’t trigger a home-price recovery, but research shows it reduced subprime foreclosure risk
Voters Often Opt for Candidate They Expect to Win
The bandwagon effect boosts the top vote-getter in preliminary rounds
Sensitivity to Debt Type Predicts Financial Health
Research reveals that those wary of payday loans tend to manage their finances better
People Don’t Mind Government Nudges, but Prefer Them Free of Politics
When an unloved cause or political adversary is attached to a nudge, the method itself becomes suspect
Tech Workers Take Much Lower Pay to Ditch the Office
Offers of remote work far more valuable to job seekers than employers seem to understand
Who Does — and Doesn’t — Suffer From Lack of Competition for Workers
Nurses, cosmetologists and other professionals find wages suppressed more than many lower-skilled workers
Motivation to Begin or an Excuse to Slack Off?
Fresh-start dates can serve as either — it’s a two-way nudge
How Organizational Hierarchy Hinders a Platform Aimed at Worker Collaboration
NASA employees engaged when it was clear their bosses were on board
As Income Rises, Link Between Meaning and Happiness Weakens
Globally, lower-income people feel a stronger connection
Are Americans Really Annuity-Averse? Clear Thinking on Retirement Income
A monthly check, not just a pile of cash: Studies demystify the instruments too few are using
Amid Technology Boom, Where Are Productivity Gains?
19th-century French cotton mills suggest halting, uneven progress
With AI Help, More People Appeal Their Property Tax Assessment
A chatbot offering homeowners personalized advice boosted tax challenges, which are concentrated among the more well-to-do