Why Lenders Needlessly Deny Tens of Thousands of Mortgage Applications
They hire remote: Loan officers in lower-wage areas lack knowledge about distant markets with strongest loan demand
Consumer Backlash to CEO Advocacy: Signaling or Act of Conscience?
An experiment seeks to isolate motivation and raises concerns for outspoken corporate leaders
As AI Advances, Tools to Connect to Your Future Self Grow More Vivid and Useful
Digital twins, 30 years your senior, help weigh today’s big decisions
The Makeup of Your Team Should Dictate How and When You Have Meetings
Team size and how staffer productivity varies are crucial considerations
What Do You Know About Happiness?
And, for that matter, emergency room doctors, recession birthrates and job markets in which employers don’t compete much
Ownership Structure of Tribal Land Exacts a Multibillion-Dollar Penalty
Can’t sell it, can’t borrow against it, can’t develop it
The High Cost of Losing a Minimum Wage Job
Contrary to assumptions, low-wage workers lose substantial income in years after layoff
Unintentionally, EU Data Protections Impede Development of New Medicines
That’s bad for patients, who’re the citizens the privacy law means to help
Discontinued Car Models, Often Sold to Lower-Income People, Carry a Magnified Risk of Collateral Shortfall
After the repo: Borrowers’ post-default payments account for 27% of lender recoveries
Why Do Banks With Little Skin in the Game Still Monitor Borrowers?
Tax policy change triggers an incentive for lenders to be more aggressive
Remote Work: What’s It Worth to You?
Also: AI job displacement, shoe size preferences and use of human stereotypes in advertising
Institutions Make Mistakes: Which Should We Seek to Prevent; Which Ought We Fix After the Fact?
In experiments, people endorsed seemingly harsh policies — only to reverse course after the fact
Business Factoids Guaranteed to Impress Your Co-Workers
Investing on margin, a nudge to jump-start retirement savings, how ad agencies lost their 15% commission
Behavioral Economics: Are Nudges Cost-Effective?
A team of experts makes the financial case that governments should spend more on nudging
Closely Held Political Beliefs Often Immune to Conflicting Information – Even From Trusted Sources
People say they’d change their minds, but they mostly don’t
School’s in Session — Let’s Have a Quiz
L.A. gets schooled, women and their mentors, and what digital currencies might do to poorer nations