
Did Bank Capital Rules Make Credit Card Borrowing More Expensive?
Though defaults are low, rates on credit card loan-backed notes are high

Does Spending Mean You’re Wealthy?
To many, yes, and that belief leads to lower levels of financial well-being

Unwelcome Gift Message: ‘I Know You Need Money’
The same gift, with a message on saving the recipient time, is more welcome

Puncturing the Small-Investors-are-Bad-Investors Narrative
Individuals using the Robinhood trading app appear to beat the market

Gift Cards: When Versatility Is a Drawback
Cards redeemable only at a favorite store beat adding a second, less-loved retailer

A Smaller Middle Class Means Less Variety on Grocery Shelves
Researchers compare income disparity by county to product availability

Populism Blossoms Where Community Connectedness Is Lower
Gauging Trump's appeal by estimating an area's social capital

Motivation to Begin or an Excuse to Slack Off?
Fresh-start dates can serve as either — it’s a two-way nudge