A monthly check, not just a pile of cash: Studies demystify the instruments too few are using
Researchers find little commonality among haters of the difficult-to-sell retirement products, except when discussing fairness
Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal
A 12-month high in local unemployment triggers savings behavior
Immigrants show saving tendencies that carry through several generations
A behavioral nudge passes a real-world test with 6,000 workers
Starting with your future self and looking back to your current self increases likelihood of saving
A review of academic research finds the path to saving more and spending less often involves emotional prompts
Encouraging pre-commitment to a future behavior helps people do hard things — but it can backfire
Tweaking 401(k) website design and language can significantly boost worker contributions, yet HR doesn’t always see these opportunities
Innumerable nudges help savings accumulation; now researchers turn to decumulation
Aiming high, with some flexibility to trip up along the way, spurs greater success
Daily, weekly and monthly contribution schemes gauge behavior
Feeling connected to — not estranged from — our older self is associated with savings and other helpful present-day behaviors
Their level of technology and services makes up for it; it’s vice versa with little banks