Young Adults, With an AI Bot, Chat With Their 60-Year-Old Selves
Research progresses on forging closer bonds with our future selves, encouraging behavior helpful to later lives
Don’t Worry — It’s Multiple-Choice
Using smartphones to track lockdown compliance, paying employers to keep workers on the payroll and gauging nursing home availability
Smartphone Records Reveal Racial Disparities in Neighborhood Policing
Police patrol Black areas more frequently than others with similar homicide rates and income levels
Gift Cards: When Versatility Is a Drawback
Cards redeemable only at a favorite store beat adding a second, less-loved retailer
Behavioral Economics Could Increase Obamacare Enrollment and Stabilize Markets
Greater subsidies aren’t enough: Lowering the complexity of enrollment is needed to bring more and healthier people into the market
Not All Disruption Is Welcome: Reducing Fallout from Ride-Share Companies
Municipalities address increased traffic, pollution, taxi company bankruptcies and driver poverty
Financial Constraints on Intermediaries Cause Asset Mispricing
Real-world bond data reveals how the capital positions and liquidity of middlemen affect prices of securities they broker
How Very Small Stocks Skew Investing Wisdom
Well-known market anomalies are largely absent among the biggest stocks
Borrowings Suggest Small Company Owners Face Higher Risk
Analysis uses business credit card loans to gauge market perception
Municipal Pension Crisis Made Worse by Democrats in Close Elections
Sixty years of data suggest retirement obligations rise after Democrats scrape into office
Beyond Uber: When Surge Pricing Makes Business Sense
Research seeks to predict how time-based price discrimination might spread
Do Money Troubles Make It Harder to Daydream?
Popular notion that the poor console themselves with fantasy is perhaps more a comfort to the rich
How Publicly Funded Research Leads to Cancer Drug Trials
Pharmaceutical companies are better able to identify promising new applications for existing drugs
Surge Pricing’s Benefits Go to a Subset of Ride-Hailing Drivers
Full-timers gain the least, part-time drivers the most
Getting Paid Immediately — How Does That Change Worker Behavior?
Also: humans are overconfident, winners and losers in airline deregulation, and comparing legal to illegal products