A Quiet Expansion of Deposit Insurance Could Disrupt U.S. Banking
Seen as a backstop to small- and midsized banks, the program, allowing insurance in multiples of $250,000, alters banking’s risk calculus
Huge Spending — But Little Sharing of Research Results — on Cancer Drugs
U.S. efforts to encourage transparency widely ignored by companies
Tech Workers Take Much Lower Pay to Ditch the Office
Offers of remote work far more valuable to job seekers than employers seem to understand
College Completion and Your Genome (Don’t Get Too Excited)
It’s still early days in genetic research, though advances will aid study of educational attainment and, notably, disease
Do Workers Cross State Lines for Higher Minimum Wages?
States that raise rates curtail out-migration but do not attract more outsiders
Can Banks, Disrupted by Fintech, Adopt New Habits, Too?
In China, patent data shows commercial banks’ use of new technologies helps improve efficiency and reduce risk
One Way the Stock Market Sends Signals to Bond Traders
Thin stock trading, amid both price volatility and a period of potential economic change, leads bond investors to seek a higher yield
Medicare Could Save by Subsidizing Providers’ Capital Spending
Projects that make health care delivery more efficient require upfront financial help
How Clinton and Trump Voters Behave in — and Spread — a Pandemic
Estimates are based on smartphone data and precinct-level 2016 vote results
Link Between Unvaccinated Staff and Nursing Home Deaths
Higher morbidity found where fewer staffers are vaccinated against COVID-19
How Oil Prices Distort Our View of Inflation
A favored Federal Reserve index fails to filter out petroleum’s impact
Has the Term ‘Competitive Advantage’ Outlived Its Usefulness?
Popular in business schools and executive suites, it’s no longer a meaningful way to compare companies
Motivating Households in India to Reduce Energy Consumption
The same message that works with U.S. households is effective in the developing world
Post-Dobbs, Abortion Views Seem Unchanged — with One Exception
Bans with no exceptions for rape, incest or a mother’s health are increasingly unpopular
Deciding When to Decide Can Lead to Better Outcomes
An interpretable model versus black-box algorithms for complex decision making
When Surge Pricing Comes to the Supermarket
Charging more at peak times could reduce congestion and lift profits. Would customers revolt?