CD Withdrawal Penalties: Often More Than Worth the Risk
Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal
The Low-Paid Workers Who Make AI Go
Also: A bot lets young adults text with their 60-year-old selves; when nonprofits should let volunteers call dibs on tasks; and how hard times affect political beliefs and preferences
Young Adults, With an AI Bot, Chat With Their 60-Year-Old Selves
Research progresses on forging closer bonds with our future selves, encouraging behavior helpful to later lives
Prediction Markets + Polls + Economic Indicators: Better Election Forecasting?
A model incorporating markets that allow betting on elections suggests a role in prognostications
The Deterrent Effect of Ignition Interlock Devices — Before They’re Even Installed
Adding a car breathalyzer to existing penalties could substantially discourage drunken driving
A Psychological Approach to Helping Doctors Do Better at Doing No Harm
Behavioral nudges reduced doctors' overprescribing and overtesting of older patients
AI’s Somewhat Hidden Secret: Invisible Human Workers
How 934 workers around the globe regard their labor; it doesn’t have to be this way
When the Economy Goes South, Political Opinions Veer Right
A survey of 77 papers seeks better understanding of how crises shape beliefs and preferences
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Features
Was Research — on Physicians and Noncompete Agreements — Before Its Time?
Years after a paper goes unpublished, it’s fodder for a major Federal Trade Commission proposal
Unearthing the Negative Consequences of Managing to Quarterly Earnings
A 2017 study on workplace injuries spurs more research on perils of corporate short-termism
Research Briefs
Winning Buoys One’s Perception of Democracy, But Even Some Losers Appreciate the Process
Insurrection at U.S. Capitol led some Trump voters to surprising assessment
Future-self Nudge Works Even Better in Reverse
Starting with your future self and looking back to your current self increases likelihood of saving
Startups and Gentrification Go Hand in Hand, But How Does That Happen?
Looking at London, by one measure the world’s second strongest entrepreneurial center
How Nonprofits Can Better Engage Volunteers
When to allow unpaid workers to call dibs on recurring tasks — and when not to
As Definition of Diversity Expands, Hiring of Racial Minorities Stalls
Law firms remain 81% white; Walmart’s evolving description of a diverse workforce
Should the U.S. Aim for a Zero-COVID-19 Policy?
Tolerating a low level of transmission just might be the better strategy
Racial Minority Hosts on Airbnb Profit Less, Have Fewer Customers than White Hosts
It’s worse in conservative neighborhoods and good reviews don’t help enough
A Common Marketing Nudge Can Foster Consumer Distrust
Placing an inferior ‘decoy’ option in a menu of choices can trigger people to take their business elsewhere