The Latest
A Quiet Expansion of Deposit Insurance Could Disrupt U.S. Banking
Seen as a backstop to small- and midsized banks, the program, allowing insurance in multiples of $250,000, alters banking’s risk calculus
Chinese Citizens, Given Voice in Local Budgeting, Are More Satisfied With Country’s Regime — and Want More From It
Taste of democracy engenders the opposite of cynicism
One Way the Stock Market Sends Signals to Bond Traders
Thin stock trading, amid both price volatility and a period of potential economic change, leads bond investors to seek a higher yield
Why Would a Hedge Fund Manager Reveal Stock Positions?
A model suggests that the data might lead index funds to target those same stocks in oversight of corporate management
As Few as Three Options Can Be Too Many for Online Shoppers
A large field experiment suggests two items is the sweet spot for converting motivated lookers into buyers
Whose Job Is — and Isn’t — at Risk From Robots?
Also: withdrawal penalties on bank CDs; breathalyzers and DUIs; and how to manage with fewer managers
The Role of Board-of-Directors Pay in Effective Corporate Investing
A model juggles who should suffer when a project goes awry; job market prospects of the CEO; and the quality of information shared in the boardroom
Think Your Job Is Safe From Robots?
Automation depresses career pay for many workers, notably including those in industries not automating
CD Withdrawal Penalties: Often More Than Worth the Risk
Banks know you won’t do the math: Even after a penalty for early withdrawal, the longer-term CD often nets out to a better deal
The Low-Paid Workers Who Make AI Go
Also: A bot lets young adults text with their 60-year-old selves; when nonprofits should let volunteers call dibs on tasks; and how hard times affect political beliefs and preferences
Young Adults, With an AI Bot, Chat With Their 60-Year-Old Selves
Research progresses on forging closer bonds with our future selves, encouraging behavior helpful to later lives
Prediction Markets + Polls + Economic Indicators: Better Election Forecasting?
A model incorporating markets that allow betting on elections suggests a role in prognostications
The Deterrent Effect of Ignition Interlock Devices — Before They’re Even Installed
Adding a car breathalyzer to existing penalties could substantially discourage drunken driving
A Psychological Approach to Helping Doctors Do Better at Doing No Harm
Behavioral nudges reduced doctors’ overprescribing and overtesting of older patients
AI’s Somewhat Hidden Secret: Invisible Human Workers
How 934 workers around the globe regard their labor; it doesn’t have to be this way
When the Economy Goes South, Political Opinions Veer Right
A survey of 77 papers seeks better understanding of how crises shape beliefs and preferences